Credits vs subscriptions
Pricing Philosophy

Why AI Credits Beat Monthly Subscriptions for Most Teams

FindUsefulAgents Team·March 2025·5 min read

AI usage isn't consistent. Some months you run 200 agent tasks. Some months you run 5. A flat monthly subscription makes you pay the same either way. Credits don't.

The Problem with Flat Monthly Fees

Most AI tools charge $20–$100/month per seat. That sounds fine until you realise:

  • You pay full price in months when you barely use it
  • You hit hard limits during busy months
  • Seats cost money even when people are on holiday or leave the team
  • You can't easily give casual users access without paying full seat price

How Credits Work Better

📦

Buy what you need, use what you buy

Credits don't expire. Busy months, use more. Quiet months, use less. No waste, no overage fees.

👥

Share across a team without seat fees

A B2B org pool means your whole team draws from one balance. No per-seat pricing games.

🔮

Predictable costs

If one agent run costs 1 credit, you know exactly what 100 runs will cost. No surprise invoices.

Try before you commit

Free credits on signup let you evaluate properly before spending a cent. No 14-day trial anxiety.

When Subscriptions Do Make Sense

Credits aren't right for everyone. If your usage is very high and predictable — say, 500+ agent runs every month reliably — a subscription model can give you better unit economics through volume discounts.

That's why our B2C tier includes subscription options for power users who run agents on a consistent schedule. The subscription auto-delivers a set number of runs per week — perfect for recurring workflows.

Our approach: Start with credits (pay as you go), upgrade to a subscription once you know your recurring usage pattern.

The Numbers

Usage patternCredits costTypical subscription
5 runs/month$0.05$20/month
50 runs/month$0.50$20/month
200 runs/month$2.00$20/month
500 runs/month$5.00$20/month
2,000 runs/month$20.00~$20/month

Based on 1 credit = $0.01. Subscription comparison is illustrative of typical AI tool pricing.

Start with free credits

New accounts get free credits. No subscription required.

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